Do you believe in fate? Do you believe in chance happenings or coincidences? I believe, but with a slight twist. I believe that when those moments -- those unexpected occurrences – happen, someone or something had a plan. Today, a remarkable situation happened. I certainly wasn’t expecting this to happen, and I know the person I helped wasn’t expecting it to happen. This is a fine example of being at the right place at the right time. As many of you know, I work full-time as